Hindsight bias.
...a very important blind spot that can explain a great deal about how America is organized — specifically, the country’s somewhat lackadaisical approach to tackling inequality and, relatedly, to offering residents the sorts of government-sponsored social supports so common in the rest of the wealthy world. Because people have such an unbalanced view of the luck-versus-skill equation, they fail to understand that there is good reason to have programs that can help redress some of the imbalances that arise in such a luck-oriented world.
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